From card rails to agent rails.

We know how an acquirer works from the inside: merchant onboarding and underwriting, the processing switch, authorisation and clearing, settlement, and merchant payouts.

• Platform architecture and build-versus-buy decisions
• Payment gateway and switch deployment and migration
• Merchant onboarding, underwriting and monitoring
• Settlement, reconciliation and payout flows
• Due diligence on payment technology for investors and acquirers

Card scheme rules change every release cycle, and falling behind costs fines or lost volume. We help you interpret scheme mandates, plan the technical changes, and see them through to certification.

AI agents are starting to buy data, services and compute without a person at the checkout. That needs new infrastructure: agent wallets with spending limits, pay-per-call APIs, and settlement that works at machine speed. We build in this space ourselves.

• Making your APIs and data payable by AI agents using x402
• Agent spending controls, budgets and audit trails
• Strategy for where agentic commerce fits your business

We help payment businesses assess and integrate stablecoin rails alongside card and bank payments: use cases, architecture, providers and operational controls. We give technical and product advice, not legal or regulatory advice, and we work alongside your compliance advisers on the UK and EU regimes.