Our work

A selection of projects we have delivered. Names are withheld; the work is real.

A payment processing platform, run in PCI DSS environments

Challenge: A payments SaaS provider needed to give acquirers enterprise-grade processing without the cost and lead time of a traditional enterprise platform.
What we did: Designed and delivered a SaaS acquiring platform: a white-label payment gateway with 3-D Secure, Apple Pay and Google Pay; a processing switch; real-time risk controls; merchant management and portals; and settlement and payouts over SEPA. All of it was deployed in PCI DSS environments.
Outcome: First live transactions 18 months after the business was founded. The platform now processes millions of transactions a month at 99.98% uptime.
Our role: Technology leadership, architecture and PCI DSS environment design.

Challenge: Periodic merchant reviews (checking merchant behaviour, refreshing KYC documents, re-running screening) took analysts hours per merchant across several screening providers.
What we are doing: Automating the review with AI. Models gather evidence from the existing providers, assess it against the acquirer’s policy and draft findings. Analysts handle only the exceptions. The acquirer’s CRM stays the system of record, and every step is logged for audit.
Status: In delivery. Target outcomes: shorter review cycles, consistent decisions, and analysts focused on judgement instead of collation.
Our role: AI solution design and delivery.

Challenge: People who sell collectibles through social media spend more time writing listings than selling.
What we did: Built a mobile app where AI drafts a full listing from photos, with hosted storefronts and checkout by card, digital wallet and Pay by Bank.
Outcome: One developer built the mobile app and backend in 16 weeks using AI-driven development, work that would traditionally need a team. Live with sellers in the UK.
Our role: Product leadership and AI-driven development.

Challenge: AI agents increasingly need to pay for data and services, and providers need a way to charge them per call, safely.
What we did: Built both sides of the market. On the buyer side: controlled spending for AI tools, with budgets, funding and usage limits that fail closed. On the seller side: a platform that lets providers make their APIs and data payable through x402 and stablecoin rails.
Outcome: Live paid services available to AI agents.
Our role: Product vision and architecture, and upskilling existing engineering teams in AI-driven development.

Send a few lines about your business and the problem to info@finteq.ltd. A senior member of the team will reply.